There may be times when you need to purchase car insurance that is valid only for one day. You may be considering a brief vacation or you might need to borrow a neighbor's or acquaintance's car for an isolated reason. If you don't own a car and need to drive a car for less than 24 hours, one day coverage is something you should get. Even if you are renting a car, you will need your own policy- the rental agency will not cover you in the event of an accident.
Car insurance is a product just like any other. Many different brokers offer packages with different features that are available with the click of a mouse and a phone call. There are many different insurance agents that can cover a driver on a short term policy anywhere from one day to six months. Policy coverage and rates will vary depending on factors like the driver's age, driving history and use of the vehicle. Anyone between the ages of 21 and 75 should be able to obtain temporary coverage as long as they have a valid, active license and don't have an excessive amount of outstanding traffic accidents within the last three years.
One day car insurance policies will generally cover any type of accident that could occur during the use of the car. Some of the most common coverages include repairs that are necessary because of an accident, loss or damage that results from vandalism, fire, theft, harm done to others in the event of an accident, and protection for the driver against harming someone else's property.
Securing temporary insurance is a necessary purchase if you are driving a vehicle that isn't yours and you don't have your own coverage. The best way to obtain this type of policy for a day is to begin your search online. Find several insurance companies and check their ratings with the Better Business Bureau. Obtain several quotes and compare coverages until you find the one that best suits your needs. Securing temporary car insurance is not only simple, but it can also be hassle free.